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Price. Asset prices have become inflated by nearly a decade of intervention by central banks since the housing crisis. In many big cities you'll pay a price premium to own your home. The cost of ownership is not just the monthly loan payment, but also includes things like: maintenance, property taxes, homeowner's insurance & the opportunity cost of not investing the equivalent sum of money into higher yielding & more liquid investments. When all these other costs are considered, NerdWallet found that in 2015 the ownership premiums can range from 33% to 93% more per month than it would cost to rent. That said, the NerdWallet data has a skew to it, as some people may buy large opulent homes whereas the common rental dwelling is far more subdued. What matters more than any overall trend is running the numbers on your options. In many neighborhoods rent costs about double what the associated mortgage payment would be for the same exact property, though it is worth noting the property owner also has to pay for maintenance and other costs of ownership.
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Rent to own is different than a lease option, which gives you the option to buy a place you were renting before it goes on the market, but there’s no obligation to do so. When you rent to own you usually make a deposit, which can also be called “option money,” and the contract stipulates your obligation to buy. The deposit goes to the seller and is a non-refundable fee.
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Unfortunately, finding rent-to-own homes isn’t quite as simple as finding properties that are for sale or rent. Online, you can try websites such as HousingList, RealtyStore, or IRentToOwn, but you will have to pay a fee with these before you can view any significant information or contact sellers. Craigslist can be a good free option; searching “rent to own” in the housing section turned up about 50 listings near me.
To find a lease-to-own or other type of property, simply click on one of the popular states/cities, or enter your city name, state name or even a zip-code into the search bar. We will then search through our records of active rent-to-own homes near you and display a list of all properties within that location. To view a specific property, simply click on the property itself to view detailed information such as images, community information, local amenities and more. The rent-to-own property market is heating up and we recommend contacting owners of these homes quickly to make a deal.
Details of the sale: Some landlords assume that they can coordinate the details of the eventual sale at a later date, but this is a big mistake. It’s in the interest of all parties to be abundantly clear about the terms and conditions of the sale in advance, including an agreed-upon purchase price. Yes, the property may appreciate in value over time. Conversely, it may depreciate. In fairness to both parties, the price should be set in advance nonetheless.

Buying a home is relatively straightforward. You find a home, you make an offer to the seller, the seller accepts your offer, and the agreement is signed at closing. In this process, typically before you make an offer, you’ll get a preapproval letter from a mortgage lender approving you for a mortgage loan in order to buy the home. After closing, you agree to pay the lender monthly payments until your mortgage loan is paid off.

Next, let’s talk about the home’s purchase price. In most deals, you will agree to a purchase price upfront, typically current market value or a bit higher. In limited other instances, you may delay that decision until your lease term is up. Whether one or the other will be more beneficial hinges on whether the home’s value rises or falls during that time. A key point in either scenario, however, is that the purchase price is also negotiable — just like you’re buying a house the traditional way.


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Zillow.com allows potential tenants to search by zip code for houses. Once you've searched, you'll be able to filter the home results by type from RTO and foreclosures to auctions and broker-owned. You'll have to create an account to get seller information, but there are email forms you can fill out to contact a broker directly to ask about the property. Be warned that Zillow has a history of cross-selling user information to third party brokers rather that choosing to connect interested parties with the real property broker. The button to contact the correct broker may be grayed out and their contact information may be hidden below the fold after many screens of other information.

There’s no standard rate for option money, which can range anywhere from 2.5% to 7% of the total purchase price of the home. If you were buying a home for $250,000 and paid a 3% option consideration, you would pay $7,500 up front. It’s smart to have that money go toward to purchase price at closing so make sure it’s included as a clause in your contract.


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Largest Employers and Industries Like many American cities, North Las Vegas has a business sector that was initially dominated by industry and manufacturing. These days residents are enjoying the fruits of a rapidly diversifying economy. Even more encouraging, the fields that this community is seeing the most growth in--technology and green energy--are going to be viable for a long time to come. In short, the city's clearly changing for the better on the economic front.

In either a lease purchase or a lease option arrangement, renters benefit by gradually working into homeownership without breaking their monthly budget. Rent-to-own also allows the home buyer to avoid property taxes and large downpayments while already living in the home. A wide variety of types of homes can be found with the option for rent to own. Search RealtyStore's available rent to own houses now.
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HousingList.com specializes in helping you find your next home in Enterprise, NV. Whether you are looking for a house for sale, a house for rent, a condo or a townhome, you are sure to find a property that suits your needs on HousingList. Additionally, HousingList.com offers a wide inventory of distressed real estate sales so you will have no trouble finding a sale type that fits your financing needs. Registering for the member site gives you full access to all price and contact information which will let you find your future home quickly! We look forward to helping you finalize your next property purchase in Enterprise, NV.
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