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My name is Dean and I was so ready to purchase a home but my credit was in a terrible condition and wouldn’t let me qualify for the purchase. My credit score was less than 508, and I had charge offs and a lot of student loans. I’m a veteran, so I wanted to use my VA COE; however I was in dire need of credit repair. I went on the internet in search of a credit specialist. There was this particular specialist that was widely spoken of, Hack West I read quite a good number of nice reviews about them so I contacted them ([email protected] 424 307 2638). After discussing the process, I got signed up with the process and within some couple of days, they buzzed and asked me to pull my report and that the job was done and looks good now. I pulled my report ASAP and my score has been raised to 794 and the student loans, charge-offs, all deleted. Contact Hack West with the above information for your credit issues.
I am still looking at my approval letter in awe, finally my loan has been approved all thanks to the team of XAP CREDIT SOLUTION. Last year I read an article online and saw a comment about all the good things XAP has done and how they’ve been bringing back smiles to people’s faces. I’ve been applying for loans and been getting rejections due to bankruptcy, evictions and various negative comments on my profile. I needed the loan to help finance my business. I texted them on (972) 597 9704 and they helped me. They also increase my score to 780, removed all negative comments. They repaired my credit and because of that, my loan has been approved. Mail them on [email protected] Thanks for your audience!!!

My deals involve monthly payments that are far less than rents in the area, and they include the taxes, insurance and principle. These people own the house, make improvements, and I also give them money off the purchase price with credits toward improvements. Most get $3000-5000 off based on painting, yard improvements, and other enhancements. When did a bank give this, or worse, a Realtor?
It’s critical to sign an agreement that is in your best short- and long-term interests. The rent-to-own option will cost more than a traditional home rental because there are other costs baked into the monthly amount. The good news is these “other costs” such as the initial option fee and monthly credit will go toward the final purchase price. Nevertheless, a rent-to-own contract should always include the length of the rent-to-own lease agreement (usually anywhere from 12­ to 70 months), the amount of initial option fee (usually 35 percent of final purchase price), the final purchase price at the end of the term, and the amount of the monthly payments that will go toward the purchase price. These figures are all negotiable.
I want to give a quick review on the services of XAP CREDIT SOLUTION, they are a group of tested and trusted credit specialists, they usually work with the best possible timeframe of within 7 to 14 business days, their work speaks volumes, my family and I owe them everything down to the better life we now enjoy. I never imagined a low credit score of 420 been upgraded to 785. I also want to acknowledge their efforts in removing and clearing negative comments, 4 members of my family have benefitted immensely from their services and its being the best. They actually kept to their word. I suggest you contact them if you are tired of low credit and negatives ruining your life. You can text them via (972) 597 9704 or email [email protected] for more information.
Unfortunately, there are a lot of RTO scams that any potential buyers have to watch out for. If something sounds too good to be true, it usually is. If you don't' trust the seller, or if they're asking for a lot of money upfront, leave it. There are legitimate RTO options available. You don't have to take the first one that comes along. Ensure you read the fine print and have a Realtor and/or a real estate lawyer verify the contract is fair. Many deals are fair - particularly those offered by local nonprofits like SHOP - but dishonest companies who do not disclose major issues can destroy people's lives:
I can give you a 100% guarantee that XAP CREDIT SOLUTION will fix your credit in not more than 15 days. They helped me increase my credit score from 450 to 827 golden score and they helped me erase all negative items on my credit report within 9 days, they removed 25 items on my credit report. All of which were legitimate. They removed a foreclosure, 3 judgments, several 120, 90, and 30 day late payments and a couple entire negative postings. Happy tears were all that filled my eyes, I could never believe that my credit could be this high, their services are fast and reliable without stress. If you are serious about getting your credit fixed, I honestly recommend you contact them via ([email protected]) or text (972) 597 9704. I thank those that posted their reviews about them here. They motivated me. God bless you all…
HousingList provides buyers with a full database of rent-to-own, HUD Homes, and Foreclosure real estate in their area. Visit our library to learn more about what a rent-to-own home is, how to rent-to-own, and other common questions buyers have asked over the years. We work hard to keep this area updated with all the information you will need throughout the entire rent-to-own process. You can also get up-to-date news, tips and more on our blog.
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Rent to own is different than a lease option, which gives you the option to buy a place you were renting before it goes on the market, but there’s no obligation to do so. When you rent to own you usually make a deposit, which can also be called “option money,” and the contract stipulates your obligation to buy. The deposit goes to the seller and is a non-refundable fee.
I have always had money, but couldn’t buy the luxurious things of life such as good cars, a beautiful home etc, because of my low credit. I got money but couldn’t buy anything good for myself because of certain mistakes I made as a youth that put negative comments in my profile, though I had no loans, just some late payments and evictions. But this year I made a decision to change all that, I was willing to pay whatever, I was introduced to XAP CREDIT SOLUTION by a friend when I heard what they did for him. I did all they told me to do, my score increased from 490 to 800, my profile was made clean, these hackers are a group of geniuses , I don’t know how to thank them. I hereby recommend them for all credit services. Here is their contact. Email: [email protected] or text their phone at (972) 597 9704. I kid you not they are the best
There used to be a distinction between a lease-option arrangement and a lease-purchase deal. Lease-option meant that at the end of the term, renters didn't have to buy the house. They were contractually obligated to buy it in a lease-purchase deal --- whether or not they could afford it. People now use the terms interchangeably, so be clear on exactly which contract you're entering into [source: McLinden].
Having a brand-new house built requires you to shell large sums to cover for contractor payments, purchasing materials and many other things. Buying a house without renting also entails paying a huge down payment. If shelling our money for a brand-new house or giving down payment are not options with your limited budget, rent to own might just be fit for your income.
Rent-to-own can be worth looking into for would-be buyers who simply can’t wrangle a mortgage the traditional way. Typically, that’s because you either lack enough cash for a down payment or your credit score isn’t strong enough to be approved for a mortgage (or both). With a rent-to-own agreement, you get more time to boost your credit and save up, all while getting a head start on building some equity.
The lease option gives you dibs to purchase the home you’re renting, typically valid for a term equal to the lease term set forth in your rental agreement. So if the rental agreement specified a three-year lease term, the lease option will usually give you three years to buy the house without worrying about anyone else swooping in and snatching it out from under you.
Due to some late payments on my credit I had a low score of 507, all efforts to repair my credit did not yield any positive result, 3 weeks ago I met a credit repair company they helped me eliminated the collections on my report and increased my score to 820, I was so amazed on how they got it done in just 8 days, contact them if you need their services: [email protected] +1 424 245 2993
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Credit. Your credit plays a large role when you apply for a mortgage. If you have poor credit, or if you have a thin credit history, renting or RTO may be a better option because they will both give you a chance to build your credit. This will give you time to get out of any debt you may have and establish a good repayment history. If you have excellent credit and you can afford a down payment, outright purchasing a home would most likely be a better option.
I’m a single mom of two. We own our coop apartment but it’s a one bedroom. Rentals in my NY require an income of $100,000 or more for a 3 bedroom rental. My income is to low for us to rent. It seems that ownership is my only option. Is it a bad idea to consider rent to own in my situation? We need more space and need time to sell or sublet our coop. Is there a better option?
Good day everyone, my name is Lucy. I am here to share a testimony about this credit Genius Ghost who helped my husband and I repair our bad credit report when we were in need of it. We needed to fix our credit so we could maximize our business, purchase a home and live comfortably. We really needed the help of a credit repair assistant to help fix our credit so we could live up to our dreams. After a month, through recommendations I found on Google about Ghost, we made contact with Ghost for a repair service explaining our credit challenges to him and we could really use he’s help. To cut the story short he proved to my husband and me that he is a savior. We were asked to wait for (7 to 9 days) after he collected our personal info from us. We got an excellent result removing all negative items and bad report on our credit and as well increased our scores I made a promise to recommend him if he could actually fix our report and increase our score to our satisfaction. I completely reco

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On behalf of family,i want to specially thank MR ALEX for helping us put our lives back on track. we were almost at the verge of losing our home due to bad credit reports i and my husband have harboured for couple of years and to add to our pains we lost our 4 years old son to a drastic accident...I was losing my breathe cause of all this though had tried different solution and steps I read online but all to no avail. Not until this certain day while i was surfing through a credit repair blog and came across [email protected] been appreciated by a happy client of his. Then I quickly took out he’s contact and reached him for a repair service as well. He gave a quick response to me and without any further delay i explained my situation of how my bad credit was affecting my life so as to see how possible he could get to solve my problem. He assured me a safe and delicate job and also gave some proofs that made me satisfied. He asked me to provide a few information to start with

When you rent-to-own, you can target both buyers and renters as potential candidates to RTO the property. A buyer could purchase the property on an RTO basis, and either live in it or turn it into an investment property once the contract ends. A renter may want to purchase a property but doesn't have the means to do so right now. Any RTO property could be a big draw for them because it gives them time to save before purchasing the property. The seller has an increased chance of RTO their property.


These programs are a great way to buy a condo or townhouse if you have bad credit. In fact, lease purchase and rent to buy programs usually offer cheap homes with no credit check. Just make sure you look at your lease to purchase agreement to understand whether you have the option or obligation to buy the home you’re looking at. Lease-purchase agreements require the buyer to purchase by the end of the lease term, while lease-option agreements give the buyer the option to buy.
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