Low credit score, eviction, bankruptcy and judgement can be a thing of the past, if only you can reach out to [email protected] or (972) 449 1968. I just got out of bankruptcy and eviction, and the need to purchase a new apartment is my utmost priority. During the seasoning period I came in contact with this credit specialist; was told by few Lenders, that I will be waiting for 1 year plus for FHA loan considering my low credit score of 480 and two credit card debts from 3 years. The only option then was to repair my score because I can't afford to pay higher interest rate and wait that long. Hiring ROCKBASE CREDIT REPAIR to fix my credit raised my FICO score to 780, cleared all credit card debts and added positive tradelines to my report within a stipulated time as promised. I just got approval for a new loan of $190,000 with less interest rate compared to the previous.
It’s so amazing to have a credit profile that’s devoid of frustrating inquires or negative items. Well mine was made possible by the help of Debooth Credit Solution. After engaging their services and adhering to their instructions within couple of weeks I discovered that my credit took a better shape. My credit score was increased by 220 points and it’s worth celebrating for me and my warm gratitude goes to DEBOOTH CREDIT SOLUTION for keeping to their word. I must confess “they are magical in their operations”. I may not be able to explain in details but I advise you check in for yourself. Here is their contact: [email protected] +1(562) 281-7621. I’m very sure that you’ll thank me latter for this info.
If you have a lease-purchase contract, you may be legally obligated to buy the property when the lease expires. This can be problematic for many reasons, especially if you aren’t able to secure a mortgage. Lease-option contracts are almost always preferable to lease-purchase contracts because they offer more flexibility and you don’t risk getting sued if you are unwilling or unable to buy the home when the lease expires.
If you think this is just like renting, you are wrong. The problem with renting is you are paying a monthly fee without having anything to show for it after the fact. Imagine living in that place for years and years! You are potentially paying thousands of dollars for the years to come. With rent to own homes, your money goes towards ownership. Meaning, it is just like renting but working towards actually owning the property yourself instead of throwing your hard earned money down the drain.
There used to be a distinction between a lease-option arrangement and a lease-purchase deal. Lease-option meant that at the end of the term, renters didn't have to buy the house. They were contractually obligated to buy it in a lease-purchase deal --- whether or not they could afford it. People now use the terms interchangeably, so be clear on exactly which contract you're entering into [source: McLinden].
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I'll like to share my story too. Just a few weeks ago, I was homeless after losing my apartment due to unpaid bank loans. I was in the depth of despair. With eviction, judgement and low credit score on my profile, it was so hard getting a new apartment. Million thanks to ROCKBASE and his team who expunged all negative items on my report, hard inquiries, bankruptcy, couple of late payments and loans, they also increased my score from 480 to 760 and added beautiful tradelines to my report within 8 business days. Would have kept quiet about this, but I won't be able to forgive myself for not helping people who are in terrible conditions like I was. [email protected] or +1 (972) 449-1968 is the hacker's contact Info. Cheers!
Quiet Enjoyment – This is our favorite real estate legal term and refers to your rights as a buyer/tenant. This means if you pay on time and we don’t get complaints from the HOA or neighbors, you will never hear or see us again. We do occasionally drive by a property on our normal rounds throughout the city but won’t be knocking on your door unless we see something obviously wrong.
When you decide that rent-to-own is the right choice for you, you'll have to start looking for places that list RTO homes for sale. It might seem like a difficult thing to find at first, but several websites list them. One thing to note about these types of sites is some of them charge a fee to view information. Be sure to use a credit card rather than a debit card so you can more easliy dispute charges if you keep getting charged after you stopped using the service and contacted the company to cancel any ongoing subscriptions. It is hard to point out gotchas to specific websites while publishing an article like this because businesses can be bought & sold, and new owners may be more aggressive with monetizing customers than the old owner was.
Make sure that you obtain a home loan pre-approval letter from your lender at the beginning of your home search. A pre-approval letter is a formal statement from the lender detailing the amount of money, and with what terms, the lender is willing to provide. Once you receive the pre-approval letter, you’ll know the maximum amount that you can afford to spend on a house.
Being a simgle mother with kids, unforseen circustances are more likely to show up along the line, this made me get into credit card debts and had a few negative items on my credit report. I haven’t been able to get approved for a new home due to my low credit score, not until Mr. Zeek helped in raising my credit score up to 700+ across my credit bureaus score and deleted the past eviction on my credit report.
I had a prescribed/handed over debt that wanted to settle but the credit provider said they sold the debt but I couldn’t get hold of the lawyers where the debt was sold to. I filed for bankruptcy 3 months ago and we also wanted to move to TEXAS by the end of January therefore I needed an urgent help fixing our credit. Well I sort for help online and I read quite a lot of good reviews about a credit specialist on trulia named HACK-LIVE. I contacted him for credit help. We got started and after 8 business days, he cleared the debts and the bankruptcy on my credit profile and eventually raised my score to 800. Thereafter, I got a house in Texas and my credit still looks good. Feel free to contact him via his email; [email protected] for credit issues. maria
I had an unpaid debt from a rental unit some years back and I was just in a position to finally pay it off in full. I called the debt collector and asked for a written letter stating they will delete the debt from my credit report if I pay in full they said "they do not do that; you will have to call the credit bureau to have it removed" they also tried on multiple times to trick me into saying I wanted to be removed from the "do not call list" which lead me to believe that I was being lied to about the whole situation. I really wanted to ensure that they do indeed delete the debt from my report cus I paid them in full, and I was ready anytime to pay them in full and its one of the last two on our report left to have no past debts. They refused, so I was left with no option but to contact NOBs a credit repair expertise to help me out. He did a great job on my credit report raising my score to a high 806 credit score. Contact: ([email protected]) +1 (914) 768-9196
What happens when you find the home of your dreams but aren’t quite ready to take out a loan and accept responsibility for a mortgage and property upkeep expenses? You hope there’s a rent-to-own option. This type of contract allows you to rent the home for a designated period of time with the understanding that you can purchase the home near the end of the contract. This gives you time to adjust to your new neighborhood and shop around for the best lender to service your mortgage application. You can end up in a better financial position for taking that time, and you don’t lose out on the home since you get to move in right away as a renter.