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We’re also seeing an uptick in rent-to-own homes now that property values have recovered from the recession. As prices have increased, it has become harder for some homebuyers to save enough for the requisite down payment. Rent-to-own homes provide a built-in mechanism to help people save for the down payment on a home they love but simply cannot afford at the moment. Rent-to-own homes can also help a person rebuild their credit by making timely rental payments during the contract period, thus increasing the likelihood that they’ll be approved for a mortgage to buy the home a few years down the road.
A rent-to-own agreement can be an excellent option if you’re an aspiring homeowner but aren’t quite ready, financially speaking. These agreements give you the chance to get your finances in order, improve your credit score and save money for a down payment while “locking in” the house you’d like to own. If the option money and/or a percentage of the rent goes toward the purchase price – which they often do – you also get to build some equity.
Maintenance. Usually, there are specifications in the contract concerning maintenance. It isn't uncommon for the person who is purchasing the property to maintain it while they're living there. The tenant can be asked to pay for any repairs, property taxes, insurance, and any homeowner's association fees. Since it is the seller's home, they are technically responsible for taxes, insurance, and homeowner's association fees but they could ask the tenant to pay them. Either way, the tenant will need renter's insurance. It is up to the potential seller to specify what is covered by maintenance and what is not covered. This is very important because if nothing is specified, the tenant could end of doing major repairs instead of basic maintenance.
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Committed to giving our clients great real estate options, we only hire highly knowledgeable and friendly realtors who are ready to discuss all the ins and outs of every property you are interested in. Our agents are licensed professionals who take the time to know you and recommend homes that fit your standards. Speaking of homes, we offer great deals to help you comfortably settle into a property you like.
Las Vegas is a great place to live if you thrive on excitement and want to work in the entertainment or hospitality industries, but there’s also room in the city for those with a business mentality or entrepreneurial spirit. The downtown area offers employment in a variety of industries, and there are even more jobs available along the Strip and in other tourist-friendly areas of the city. You can choose whether you live near the casinos and hotels or in a suburban community removed from the big city action.